Getting your mortgage is just one part of a home purchase. Appleseed Realty is experienced at helping both new and experienced buyers alike in all areas of real estate. Contact me if your needs include a real estate pro experienced at the business side of real estate.

Applying for your home loan with the help of Appleseed Realty

For a lot of people, securing mortgage financing is one of the most distressing aspects of purchasing a home. But it doesn't have to be. Having connections to many lending companies in Monroe has helped me realize a few things that can make the loan application process effortless.

1 – Put together a list of questions about your loan program

If you do not completely realize the ins and outs of all the various programs, make sure you have a list of questions with you. It can be hard to know the distinctions between both fixed and adjustable rate mortgages. One of my lender contacts or I can assist you in understanding the advantages and disadvantages of both programs.

2 – Decide when to lock

When you lock in the interest rate, your lender is sure to hold to the interest rates for the loan – generally at the time the loan application is sent in. By floating the rate, you can lock the rate at any time between the day you apply for your loan and the issuing of closing documents. Buyers who opt to float conclude that the interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Bring your paperwork

Getting a mortgage loan requires a lot of paperwork, so you should spend some time getting your documentation together. Click here to see normal information that goes on a loan application.

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